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2PayPal Working Capital is topic to credit score approval, as decided by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for a minimum of 90 days and process between $15,000 (or for premier accounts $20,000) and $20 million within these 90 days or within any time interval lower than or equal to 12 months. PayPal sales include processing on PayPal Specific Checkout, PayPal Payments Commonplace, PayPal Payments Pro, and PayPal Here.